Will I have to go to Court?

     The only thing most likely required of you will be attending a meeting of creditors.  Approximately 30 days after you file your petition a meeting of creditors will be scheduled.  These are held on the hour between 9:00 a.m. and 4:00 p.m.  There are about 8 to 10 cases per hour, so you generally will not be there more than a hour.  A bankruptcy trustee gets assigned to your case and will examine the information that you provided on the petition.  It's similar to what we will go over when we gather the information to prepare your petition, but it is simply not as detailed.  I will be there with you to assist you in answering any questions.  It is called a meeting of creditors.  Creditors are free to come and ask you questions, but most of the time no one comes.  If anyone shows, it is usually some "mom and pop" that you have been renting off of or some similar situation.  All they can do is ask you some questions.  In order for them to do anything some action has to be filed in court.  This is seldom done, so it is not likely that you will be required to appear in court.